Recently I was speaking with a client who began to ask me some questions regarding the differences between a Defined Benefit and a Defined Contribution Plan for employees saving for retirement. After some lengthy discussion that hi-lited the significant differences and stating that DEFINED BENEFIT plans were going away due to their extraordinarily high cost to the employer, I asked why all the questions. This person informed me that they were concerned that the Fayette County Commission had approved a Defined Benefit Plan (pension) for county...
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